Personal Finance Guide
The appeal of credit cards lies in the fact that it makes it easy to get just about anything you want. Fancy a new wristwatch? Just give your card, and it's all good. Love that new pair of shoes? Here you go. Swipe the card and you walk away with the shoes.
All these are possible without spending cash. That is why it is so easy for many people to get into and continue to remain in debt. Your... [Continue Reading]
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... [Continue Reading]
As we get older and reach retirement age, lots of us have to ask for help at home for ourselves, or for a partner. Whether we chose to access care at home or in a specialist setting, it costs money. Not many people have the income to support long-term care out of their own pocket, and if you're in this situation you might be looking for alternative options. One of these options is equity... [Continue Reading]
If you’re like the majority of people in the world, you likely never think about things like your credit score or credit report – at least not unless you’re actively trying to borrow money or buy a house, in which case your every thought probably centers on those two things. Most people think that their credit, good or bad, only impacts their lives when they’re... [Continue Reading]
Given the high competition in the current job market, earning an MBA is essential for anyone who aims to secure a top management position. A graduate degree increases your marketability and affords you the opportunity to switch careers. Thus, despite the lengthy period that one has to spend in the classroom to earn the degree, the investment made is always worthwhile.
In the course of taking... [Continue Reading]
When the paternity of a child is called into question, it can have all kinds of effects on every person involved. There may be pressure on the grandparents, stress on the alleged father, stress on the mother, and even stress on the child involved. Some people might choose to wallow through this stress because even the thought of an actual paternity test seems too expensive. A home paternity... [Continue Reading]
Negotiating a salary can be an awkward situation. There seems to be a taboo around discussing personal financial matters, especially amongst British people. We are not good at haggling – it is just not in our nature.
Negotiating a wage requires nerves, bottle and a little bit of cheek. These are qualities that the top sales people tend to have. For us mere mortals,... [Continue Reading]
Baseball is heralded as America’s pastime and will always be imbedded into American culture. The game that simply uses a stick, ball, and glove has produced years of legendary games and iconic figures. From Babe Ruth’s called shot to the incredible comeback of the 2004 Boston Red Sox, baseball captures our imaginations and has developed into a lucrative worldwide business.... [Continue Reading]
Today more and more graduating students are leaving college with unprecedented amounts of student loan debt to repay. With a weak job market and an economic recovery only now starting to gain traction, some students are finding it increasingly difficult, if not impossible, to repay this debt. Faced with the prospect of ruining their financial record before it actually begins, many... [Continue Reading]
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Personal Finance News
Thanks to a $10,000 personal loan, JB Holmes, a candidate in the District 3 Collier County School Board race, shrunk the monetary gap between him and fellow District 3 candidate Erika Donalds, according to campaign finance reports filed for the period ...
(Jul 29, 2014, Naples Daily News)
Millennials in Massachusetts are spending a whole lot of money on alcohol and coffee. Members of the generation reared on technology and Harry Potter are entering the workforce, and they now have money to spend. A recent study by the personal finance ...
(Jul 29, 2014, Boston.com)
Mortgage Interest Rates at Bank of America, Wells Fargo, and SunTrust on July ...
(Jul 29, 2014, USFinancePost)
Current Mortgage Rates at Chase Bank on July 29 For those who want to pay their mortgage under shorter term loan, the new study published yesterday by CBS News claimed that paying off mortgage faster provides additional benefits to the borrower in ...
(Jul 29, 2014, Morning Ledger)
30-Year Fixed Mortgage Rates Rise Slightly; Current Rate is 4.04%, According ...
(Jul 29, 2014, CNNMoney)
YMO will be administered as a personal finance assessment test in the multiple choice question format among students. The quiz will help students evaluate their personal finance quotient and simultaneously benchmark their financial IQ against their ...
(Jul 29, 2014, Times of India)
Veteran personal finance journalist Robert Powell answers your questions for USA WEEKEND: I am 73 and would like to do a reverse mortgage. I owe $940,000, and the property is valued at $1.65 million. What can I do? — Larry Amon, Naples, Fla. Sadly ...
(Jul 29, 2014, USA TODAY)
For many people, their biggest expenses in life are funding retirement, buying a home and paying for their children's college education – or a portion of it, anyway. Setting aside money for these and other financial goals is difficult, especially when ...
(Jul 29, 2014, Freestonecountytimesonline)
The debate over marijuana has swept across state legislatures, wedding ceremonies, and even the pages of The New York Times, which endorsed legalization over the weekend. One after another, they have embraced the controversial plant. So it only ...
(Jul 28, 2014, Boston.com)
Personal loan is not only one of the most common forms of borrowing for many individuals, it is also becoming an important part of the loan portfolio for banks. However, there are many instances of rejection of personal loan applications. Here are some ...
(Jul 28, 2014, Financial Express)
WASHINGTON (AP) — The government says Medicare's finances have improved. The program's hospital trust fund won't be exhausted until 2030 — four years later than last year's estimate. Social Security's massive retirement program will remain solvent ...
(Jul 28, 2014, Boston.com)
“This creates a certain asymmetrical risk to IOs at a sub-4 percent mortgage rate, when refis could really pick up.” Dealers circulated bondholder auction lists for $1.5 billion of the securities last week, compared with a weekly average of about $900 ...
(Jul 28, 2014, Bloomberg)