Personal Finance Guide
The appeal of credit cards lies in the fact that it makes it easy to get just about anything you want. Fancy a new wristwatch? Just give your card, and it's all good. Love that new pair of shoes? Here you go. Swipe the card and you walk away with the shoes.
All these are possible without spending cash. That is why it is so easy for many people to get into and continue to remain in debt. Your... [Continue Reading]
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... [Continue Reading]
As we get older and reach retirement age, lots of us have to ask for help at home for ourselves, or for a partner. Whether we chose to access care at home or in a specialist setting, it costs money. Not many people have the income to support long-term care out of their own pocket, and if you're in this situation you might be looking for alternative options. One of these options is equity... [Continue Reading]
If you’re like the majority of people in the world, you likely never think about things like your credit score or credit report – at least not unless you’re actively trying to borrow money or buy a house, in which case your every thought probably centers on those two things. Most people think that their credit, good or bad, only impacts their lives when they’re... [Continue Reading]
Given the high competition in the current job market, earning an MBA is essential for anyone who aims to secure a top management position. A graduate degree increases your marketability and affords you the opportunity to switch careers. Thus, despite the lengthy period that one has to spend in the classroom to earn the degree, the investment made is always worthwhile.
In the course of taking... [Continue Reading]
When the paternity of a child is called into question, it can have all kinds of effects on every person involved. There may be pressure on the grandparents, stress on the alleged father, stress on the mother, and even stress on the child involved. Some people might choose to wallow through this stress because even the thought of an actual paternity test seems too expensive. A home paternity... [Continue Reading]
Negotiating a salary can be an awkward situation. There seems to be a taboo around discussing personal financial matters, especially amongst British people. We are not good at haggling – it is just not in our nature.
Negotiating a wage requires nerves, bottle and a little bit of cheek. These are qualities that the top sales people tend to have. For us mere mortals,... [Continue Reading]
Baseball is heralded as America’s pastime and will always be imbedded into American culture. The game that simply uses a stick, ball, and glove has produced years of legendary games and iconic figures. From Babe Ruth’s called shot to the incredible comeback of the 2004 Boston Red Sox, baseball captures our imaginations and has developed into a lucrative worldwide business.... [Continue Reading]
Today more and more graduating students are leaving college with unprecedented amounts of student loan debt to repay. With a weak job market and an economic recovery only now starting to gain traction, some students are finding it increasingly difficult, if not impossible, to repay this debt. Faced with the prospect of ruining their financial record before it actually begins, many... [Continue Reading]
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Personal Finance News
This time next year, the Mortgage Bankers Assn. projects, the average interest rate on a 30-year fixed-rate mortgage will be 5.2%, its highest level since early 2010. This time next year, the Mortgage Bankers Assn. projects, the average interest rate ...
(Aug 29, 2014, Los Angeles Times)
30-Year Fixed Rate Mortgage Servicing Rights Values Close Up 0.49% For The ...
(Aug 29, 2014, Seeking Alpha (registration))
BUFFALO, N.Y. -- Young adults looking to buy a home in Western New York are the target of new legislation that would offer a discounted mortgage rate to first-time homebuyers. State Senator Tim Kennedy talked to a group of young professionals and ...
(Aug 29, 2014, TWC News)
Just after 7 a.m., sheriff's deputies knocked on the door of the duplex apartment, holding a fluorescent orange eviction notice. The process was quick and efficient. A moving crew began to carry out the family's possessions and stack them neatly at the ...
(Aug 29, 2014, Boston.com)
Summary of Today's Mortgage Interest Rates at Bank of America, Wells Fargo ...
(Aug 28, 2014, USFinancePost)
Sure, we know the typical "save more, spend less" personal finance advice that experts tell us all the time, but bestselling author and entrepreneurJames Altucher recently gave some nonmainstream money advice for 20-somethings on Quora. He talked about ...
(Aug 28, 2014, POPSUGAR (blog))
WASHINGTON (AP) — The average 30-year U.S. mortgage rate remained at a 52-week low of 4.1% this week. Mortgage company Freddie Mac also said Thursday that the average for a 15-year mortgage, a popular choice for people who are refinancing, rose ...
(Aug 28, 2014, USA TODAY)
The average 30-year U.S. mortgage rate remained at a 52-week low of 4.10 this week. Mortgage company Freddie Mac also said Thursday that the average for a 15-year mortgage, a popular choice for people who are refinancing, rose to 3.25 percent from ...
(Aug 28, 2014, ABC News)
Housing across Canada became more affordable in the second quarter of this year because mortgage rates dropped, according to a report from RBC. Even with prices moving higher, homes became more affordable in nearly every market across Canada, ...
(Aug 28, 2014, CBC.ca)
Construction workers frame and prepare the foundation forms Tuesday for Shea Homes' new construction at the Pavilion Park development in Irvine. Construction workers frame and prepare the foundation forms Tuesday for Shea Homes' new construction at ...
(Aug 28, 2014, Los Angeles Times)
Treasury bond yields are stuck in a deep rut and show no signs of rising, and while that's a problem if you're trying to invest for income it's great if you're looking to buy a house. The average 30-year fixed-rate mortgage rate, which tends to follow ...
(Aug 28, 2014, Barron's (blog))
This 4.10% mortgage rate is the cheapest that mortgage rates have been since June 20, 2013 -- a span of more than 14 months. Furthermore, rates continue to drop. Since the close of Freddie Mac's survey, pricing on 30-year loans has improved to a new ...
(Aug 28, 2014, The Mortgage Reports (blog))