Personal Finance Guide
Moving into a new home is always exciting for a family. No matter what the situation is, it is always fun to have something new to look forward too. And no matter the situation, moving is always expensive for any family.
There are a lot of little costs of moving that many people do not think about until they are right in the middle of the process. It is important to not only be aware of... [Continue Reading]
Saving for retirement is a goal that everyone will need to reach at some point in their lives. Many people like to put off this type of savings as long as possible, but no matter how tempting that is, starting a retirement savings plan as soon as possible.
There are a lot of different ways people can start their retirement savings. However, some methods are more effective than others and... [Continue Reading]
Home insurance isn’t just for people who own their homes. Even if you rent, you need to have insurance. Rental property insurance covers you for losses due to fine, storms, burglary and more. Read on to find out why you need rental property insurance.
Levels of coverage
Like most types of insurance, rental property insurance companies offer various levels of coverage. Each level costs... [Continue Reading]
These days finances are tight, and it’s important to be careful with your money. You need to take steps to manage and stay on top of your finances. Too many people are too carefree with their finances these days. And this can lead to all sorts of financial problems later in life. The best way to start is to try to limit your spending. If you’re awful at regulating spending habits... [Continue Reading]
Freedom and flexibility:One of the best aspects of Roth IRAs is the absence of a required minimum distribution (RMD). At 70½,Traditional IRAs require you to calculate all of your RMDs and take them as taxable income. If you miss anyor don’t withdraw enough, it will cost you a 50% penalty on top of your income tax. You also can’tcontribute savings after 70½ to... [Continue Reading]
The appeal of credit cards lies in the fact that it makes it easy to get just about anything you want. Fancy a new wristwatch? Just give your card, and it's all good. Love that new pair of shoes? Here you go. Swipe the card and you walk away with the shoes.
All these are possible without spending cash. That is why it is so easy for many people to get into and continue to remain in debt. Your... [Continue Reading]
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... [Continue Reading]
As we get older and reach retirement age, lots of us have to ask for help at home for ourselves, or for a partner. Whether we chose to access care at home or in a specialist setting, it costs money. Not many people have the income to support long-term care out of their own pocket, and if you're in this situation you might be looking for alternative options. One of these options is equity... [Continue Reading]
If you’re like the majority of people in the world, you likely never think about things like your credit score or credit report – at least not unless you’re actively trying to borrow money or buy a house, in which case your every thought probably centers on those two things. Most people think that their credit, good or bad, only impacts their lives when they’re... [Continue Reading]
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Personal Finance News
Analysts at Liberum Capital Reconfirmed their Sell rating for International ...
(Jul 4, 2015, OctaFinance.com)
Middle and high school classes shifted to include more career exploration, personal finance, family dynamics and nutrition, especially as childhood obesity rates and the popularity of processed foods grew, the Omaha World-Herald (http://bit.ly/1NsI1K2) ...
(Jul 4, 2015, SunHerald.com)
International Personal Finance Plc's "Sell" Rating Reaffirmed at Liberum ...
(Jul 3, 2015, Dakota Financial News)
Liberum Capital Reiterates Sell Rating for International Personal Finance Plc ...
(Jul 3, 2015, sleekmoney)
Weekly Money : the personal finance stories you might have missed 29 June to 3 ...
(Jul 3, 2015, The Independent)
Most recent American college grads never had a personal finance class yet will soon know the dizzying, dangerous euphoria of a regular paycheck. You still have time to give a grad a priceless gift: tools, tips and words of money wisdom on investing ...
(Jul 3, 2015, NorthJersey.com)
Average 30-year mortgage rate rises to 4.08 percent. WASHINGTON (AP) - Average long-term U.S. mortgage rates rose this week, reaching high levels for the year. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage ...
(Jul 2, 2015, KOMO News)
Nonetheless, the week-to-week impact on most rates was modest — the 30-year mortgage rate increased just 6 bps, to 4.08 percent. The MBA composite index of mortgage applications fell 4.7 percent in response to what is now three consecutive weeks of ...
(Jul 2, 2015, Mortgage Rates & Trends (blog))
i am so much worried because of my personal loan. Actually i took 42000 loan from dubai islamic baank this march and paid 4 months installment.i had a salary of 3700. My company forced me to resign or to get terminated. they convinced me to get ...
(Jul 2, 2015, Expat Forum)
In this photo taken Tuesday, June 9, 2015 a sold sign is displayed in the yard of a newly constructed home in the Briar Chapel community in Chapel Hill, N.C. Average long-term U.S. mortgage rates rose this week, reaching high levels for the year ...
(Jul 2, 2015, U.S. News & World Report)
Prudential Financial again teams with The Root to produce weekly personal ...
(Jul 2, 2015, MarketWatch)
WASHINGTON -- The average rate for a 30-year fixed-rate mortgage rose to 4.08% in the week that ended July 2, reaching the highest rate since October, from 4.02% in the prior week, according to a Thursday report from federally controlled mortgage buyer ...
(Jul 2, 2015, MarketWatch)