Personal Finance Guide
It was premature based on the statistics available at the time, but back in 2006 our favorite financial family board game Monopoly made the switch to plastic over the bright colored bills we all grew up with. Mr. Moneybags decision to dump cash was an attempt to get with the times as 70% of adults shifted more purchases to plastic than they did before the millennium. Nearly ten years after the... [Continue Reading]
Mother Earth is becoming more sensitive to environmental pollution thus resulting in a kaleidoscope of alarming situations and raising the concerns for her protection. Though better late than never, people are taking precautions now, thus arising the trend of eco property houses. The concept of eco homes revolves around consumption of less energy for better living. Since ages, Mother Earth has... [Continue Reading]
Moving into a new home is always exciting for a family. No matter what the situation is, it is always fun to have something new to look forward too. And no matter the situation, moving is always expensive for any family.
There are a lot of little costs of moving that many people do not think about until they are right in the middle of the process. It is important to not only be aware of... [Continue Reading]
Saving for retirement is a goal that everyone will need to reach at some point in their lives. Many people like to put off this type of savings as long as possible, but no matter how tempting that is, starting a retirement savings plan as soon as possible.
There are a lot of different ways people can start their retirement savings. However, some methods are more effective than others and... [Continue Reading]
Home insurance isn’t just for people who own their homes. Even if you rent, you need to have insurance. Rental property insurance covers you for losses due to fine, storms, burglary and more. Read on to find out why you need rental property insurance.
Levels of coverage
Like most types of insurance, rental property insurance companies offer various levels of coverage. Each level costs... [Continue Reading]
These days finances are tight, and it’s important to be careful with your money. You need to take steps to manage and stay on top of your finances. Too many people are too carefree with their finances these days. And this can lead to all sorts of financial problems later in life. The best way to start is to try to limit your spending. If you’re awful at regulating spending habits... [Continue Reading]
Freedom and flexibility:One of the best aspects of Roth IRAs is the absence of a required minimum distribution (RMD). At 70½,Traditional IRAs require you to calculate all of your RMDs and take them as taxable income. If you miss anyor don’t withdraw enough, it will cost you a 50% penalty on top of your income tax. You also can’tcontribute savings after 70½ to... [Continue Reading]
The appeal of credit cards lies in the fact that it makes it easy to get just about anything you want. Fancy a new wristwatch? Just give your card, and it's all good. Love that new pair of shoes? Here you go. Swipe the card and you walk away with the shoes.
All these are possible without spending cash. That is why it is so easy for many people to get into and continue to remain in debt. Your... [Continue Reading]
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... [Continue Reading]
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Personal Finance News
Piggy bank with euros Over the past 12 months, mortgage interest rates in the Netherlands have fallen faster than the interest paid on savings, the Dutch central bank said on Monday. Over the year, average mortgage rates have gone down by 0.6% while ...
(Jul 27, 2015, DutchNews.nl)
For starters, I think it's fair to say that many of the celebrities, business titans and sports stars who have crashed and burned financially failed to heed one of the most basic rules of personal finance: Never spend beyond your means. It also goes to ...
(Jul 27, 2015, Bradenton Herald)
Before you sit down with your advisor, review some of your experiences with money and personal finance. What challenges did you face? What strides did you already make toward your goals? You may want to review your budget, past bank statements or ...
(Jul 27, 2015, The San Luis Obispo Tribune)
BNZ has cut its two-year fixed mortgage rate 30 basis points to 4.69 per cent. Photo / Steven McNicholl. Mortgage rates have hit a 60-year low as banks vie to undercut each other. BNZ today shaved 30 basis points off its two-year fixed rate, down to 4 ...
(Jul 26, 2015, New Zealand Herald)
I was going to pay off my home loan and celebrate the complete and unencumbered ownership of my house. When logged into my personal finance system, I could see the bank balance glowing green, and the dues on my credit card, home loan and personal ...
(Jul 26, 2015, Economic Times)
SBV explains changes to personal loan limit. HA NOI (VNS) — A representative of the State Bank of Viet Nam has confirmed that individuals can borrow money from banks without any limit if they fulfil the banks' requirements. The representative said ...
(Jul 26, 2015, Viet Nam News)
Archive · Weather 17°. London, UK · HOME · News · Sport · Comment · Finance · Travel · Entertainment · Life & Style · Pics · Vids · Personal Finance · City & Business · The Crusader · Home · Finance · Personal Finance; Consumers more positive over ...
(Jul 26, 2015, Express.co.uk)
Current Mortgage Rates Roundup for July 26, 2015: What to Expect from the Week ...
(Jul 26, 2015, Selected Loans)
JACKSON, Miss. — Consumers will hit Mississippi stores soon to take advantage of the annual state sales tax holiday. Shoppers won't pay the 7 percent tax on shoes and clothing priced under $100 per item. Tax will still be charged on many items ...
(Jul 26, 2015, Bradenton Herald)
JACKSON, Miss.: Analysis: Sales tax holiday weekend arrives July 31 | Personal ...
(Jul 26, 2015, SunHerald.com)
MINNEAPOLIS: More Minnesotans have health coverage but suits keep rising ...
(Jul 26, 2015, SunHerald.com)
But don't panic, you can convert your existing gold loan into a personal loan or take a personal loan or a less expensive loan such as a loan against securities or a home loan topup to foreclose your gold loan. It is true that with gold prices falling ...
(Jul 26, 2015, mydigitalfc.com)