Personal Finance Guide
Home insurance isn’t just for people who own their homes. Even if you rent, you need to have insurance. Rental property insurance covers you for losses due to fine, storms, burglary and more. Read on to find out why you need rental property insurance.
Levels of coverage
Like most types of insurance, rental property insurance companies offer various levels of coverage. Each level costs... [Continue Reading]
These days finances are tight, and it’s important to be careful with your money. You need to take steps to manage and stay on top of your finances. Too many people are too carefree with their finances these days. And this can lead to all sorts of financial problems later in life. The best way to start is to try to limit your spending. If you’re awful at regulating spending habits... [Continue Reading]
Freedom and flexibility:One of the best aspects of Roth IRAs is the absence of a required minimum distribution (RMD). At 70½,Traditional IRAs require you to calculate all of your RMDs and take them as taxable income. If you miss anyor don’t withdraw enough, it will cost you a 50% penalty on top of your income tax. You also can’tcontribute savings after 70½ to... [Continue Reading]
The appeal of credit cards lies in the fact that it makes it easy to get just about anything you want. Fancy a new wristwatch? Just give your card, and it's all good. Love that new pair of shoes? Here you go. Swipe the card and you walk away with the shoes.
All these are possible without spending cash. That is why it is so easy for many people to get into and continue to remain in debt. Your... [Continue Reading]
You might think that a traditional pension is your best option for saving for retirement, but is that really the case? If the circumstances are right, you may get better returns by starting a self-managed super-fund. While both pensions and super-funds have the same end goal of providing you with a comfortable retirement, they have very different ways of achieving these outcomes. Here is an... [Continue Reading]
As we get older and reach retirement age, lots of us have to ask for help at home for ourselves, or for a partner. Whether we chose to access care at home or in a specialist setting, it costs money. Not many people have the income to support long-term care out of their own pocket, and if you're in this situation you might be looking for alternative options. One of these options is equity... [Continue Reading]
If you’re like the majority of people in the world, you likely never think about things like your credit score or credit report – at least not unless you’re actively trying to borrow money or buy a house, in which case your every thought probably centers on those two things. Most people think that their credit, good or bad, only impacts their lives when they’re... [Continue Reading]
Given the high competition in the current job market, earning an MBA is essential for anyone who aims to secure a top management position. A graduate degree increases your marketability and affords you the opportunity to switch careers. Thus, despite the lengthy period that one has to spend in the classroom to earn the degree, the investment made is always worthwhile.
In the course of taking... [Continue Reading]
When the paternity of a child is called into question, it can have all kinds of effects on every person involved. There may be pressure on the grandparents, stress on the alleged father, stress on the mother, and even stress on the child involved. Some people might choose to wallow through this stress because even the thought of an actual paternity test seems too expensive. A home paternity... [Continue Reading]
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Personal Finance News
Anyone with a mortgage wants the lowest possible rate. But there's an array of requirements for snagging the best all-around deal, and some of them are counter-intuitive. Once people have chosen the term and rate type for their mortgage, they often ...
(May 28, 2015, The Globe and Mail)
Upromise by Sallie Mae and Barclaycard to Host #CollegeSavingsChat with ...
(May 28, 2015, Business Wire (press release))
You work hard to build assets and create personal wealth, so it is important to protect it. Insurance will help protect you from major financial loss. Insurance is simply a promise of reimbursement for a loss in return for a premium paid. Shop around ...
(May 28, 2015, CapitalGazette.com)
May 28, 2015, real estate market update: fixed-rate mortgages, mortgage rates ...
(May 28, 2015, Inman.com)
In April, refinances accounted for nearly half of all loans closed by U.S. lenders, grabbing a 47% market share. This is down slightly from the last three months during which refinance loans overtook purchase ones, but demand for lower mortgage rates ...
(May 28, 2015, The Mortgage Reports (blog))
WASHINGTON (MarketWatch) -- The average rate for a 30-year fixed-rate mortgage rose to 3.87% in the week that ended May 28 -- the highest rate since the end of 2014 -- from 3.84% in the prior week, according to a Thursday report from federally ...
(May 28, 2015, MarketWatch)
NEW YORK, May 28, 2015 /PRNewswire/ -- Mortgage rates pulled back slightly, with the benchmark 30-year fixed mortgage rate settling at 4.00 percent, according to Bankrate.com's weekly national survey. The 30-year fixed mortgage has an average of 0.23 ...
(May 28, 2015, PR Newswire (press release))
QUESTION: Could you comment on the value of identity theft protection services such as LifeLock? If they are of some value, what should an individual consider before signing up with a service? If you are diligent in monitoring your financial/credit ...
(May 27, 2015, Richmond.com)
GOBankingRates.com is a leading portal for personal finance news and features, offering visitors the latest information on everything from interest rates to strategies on saving money and getting out of debt. Its editors are regularly featured on top ...
(May 27, 2015, PR Newswire (press release))
Personal Finance Is Simple, We Fail When Our Money Lacks Purpose. 2. MelaniePinola. Melanie Pinola. ProfileFollowUnfollow. Melanie Pinola. Filed to: personal finance · money · saving money · saving · budgets · 5/27/15 11:00am. Edit; Delete; Invite ...
(May 27, 2015, Lifehacker)
You may consider taking out a personal loan for a variety of reasons, including completing a home improvement project, making a major purchase, covering educational expenses, or taking care of a family emergency in some cases. With the “new age” we ...
(May 27, 2015, Information Nigeria)
HSH.com Weekly Mortgage Rates Radar: Fixed Mortgage Rates Crest, Slip Back ...
(May 27, 2015, GlobeNewswire (press release))