Personal Finance Guide
Just as you perform the daily and weekly accounting functions for your business, you also need to cope up with the monthly or end of month accounting functions in order to keep your accounting system (and your business) in good shape and well-organized.
Here are 6 things you need to do at the end of each month.
Balancing the checkbook is the same way you reconcile your personal checking... [Continue Reading]
Finding the right insurance provider is a hustle for many people. Even when their car insurance policies cost them a considerable sum annually, they’d rather not be bothered to search for a more affordable insurance policy.
The average annual rate for car insurance is currently $900 according to the National Association of Insurance Commissioners. This average figure has... [Continue Reading]
Donating to charity is a great way to help out those in need. Charities are created for the purpose of raising awareness about a specific cause, giving people a chance to donate their time, money, and property in order to help those affected.
There are hundreds of charities people can donate to, including charities promoting awareness about specific diseases, awareness about people affected... [Continue Reading]
When you invest, you are putting your own money at risk. Therefore, you do not want to take investment advice from just anyone. Additionally, even though there are several places to find great investment advice, you also cannot trust suggestions just because of their source. This means you must also sort through the advice and know what to follow and what to disregard. Here are a few tips for... [Continue Reading]
It was premature based on the statistics available at the time, but back in 2006 our favorite financial family board game Monopoly made the switch to plastic over the bright colored bills we all grew up with. Mr. Moneybags decision to dump cash was an attempt to get with the times as 70% of adults shifted more purchases to plastic than they did before the millennium. Nearly ten years after the... [Continue Reading]
Mother Earth is becoming more sensitive to environmental pollution thus resulting in a kaleidoscope of alarming situations and raising the concerns for her protection. Though better late than never, people are taking precautions now, thus arising the trend of eco property houses. The concept of eco homes revolves around consumption of less energy for better living. Since ages, Mother Earth has... [Continue Reading]
Moving into a new home is always exciting for a family. No matter what the situation is, it is always fun to have something new to look forward too. And no matter the situation, moving is always expensive for any family.
There are a lot of little costs of moving that many people do not think about until they are right in the middle of the process. It is important to not only be aware of... [Continue Reading]
Saving for retirement is a goal that everyone will need to reach at some point in their lives. Many people like to put off this type of savings as long as possible, but no matter how tempting that is, starting a retirement savings plan as soon as possible.
There are a lot of different ways people can start their retirement savings. However, some methods are more effective than others and... [Continue Reading]
Home insurance isn’t just for people who own their homes. Even if you rent, you need to have insurance. Rental property insurance covers you for losses due to fine, storms, burglary and more. Read on to find out why you need rental property insurance.
Levels of coverage
Like most types of insurance, rental property insurance companies offer various levels of coverage. Each level costs... [Continue Reading]
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Personal Finance News
I get a kick out of the television series Mythbusters. For those of you unfamiliar with the program, each week the show's stars, Jamie and Adam, try to prove or disprove (busted!) popular myths, adages and urban legends. I mean, how can you not like a ...
(Nov 25, 2015, MoneySense)
Many raise rates in November and December in anticipation of rolling out aggressive mortgage rate specials at the start of the spring market in February and March. “We saw prime rates come down but variable rates go up,” she says. “That suggests it's ...
(Nov 25, 2015, bnn.ca)
MOUNT PLEASANT - Personal finance education will continue at Westchester Community College, thanks to a six-figure grant from JPMorgan Chase. The bank provided the school with a $100,000 grant to support the school's Center for Financial and ...
(Nov 25, 2015, The Journal News | LoHud.com)
When applying for a personal loan, you will always be required to provide proof of income. Depending on the size of the loan, other basic documentation that will be required is proof of identity and residence. Proof of identity: In most cases a South ...
(Nov 25, 2015, Phoenix Sun (blog))
When it comes to questions like this in personal finance classes at Sullivan Central High School, a local credit union is helping students by sponsoring a financial literacy program used as a class resource. Banzai, an online financial literacy program ...
(Nov 24, 2015, Kingsport Times News)
30-Year Fixed Mortgage Rates Fall Slightly; Current Rate is 3.75%, According ...
(Nov 24, 2015, Nasdaq)
The report which looks at personal finance, buying conditions and business outlook over the next 12 months showed Arkansas respondents' optimism dipped a bit from the March survey. Arvest reports the September survey found 56% of Arkansas consumers ...
(Nov 24, 2015, KUAR)
The Co-operative Bank trims 3 and 4 year mortgage rates; CEO says customers ...
(Nov 23, 2015, Interest.co.nz)
The Lone Star State presents itself as an enticing place to retire. The sun is out almost all year round. The laws are tax-friendly for retirees. The cost of living is cheap too, compared to options up north. (One caveat: Some Texas nursing homes are ...
(Nov 23, 2015, mySanAntonio.com)
If you want to uncover new ways to save money, start by thinking about what you spend on lunch every day. A new Visa survey shows that American consumers are spending nearly $3,000 on midday meals each year. But don't lose your appetite – this is ...
(Nov 23, 2015, Your Houston News)
Customer-owned banking institutions dominate the personal loan and car loan markets, a new report has found. The report, compiled by consumer group and comparison service Canstar, found that 37 out of 38 of the best personal and car loans are from ...
(Nov 23, 2015, Australian Broker)
International Personal Finance Plc logo International Personal Finance Plc (LON:IPF) had its price target reduced by research analysts at Citigroup Inc. from GBX 470 ($7.11) to GBX 420 ($6.35) in a report issued on Monday, AnalystRatingsNetwork.com ...
(Nov 23, 2015, Dakota Financial News)