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Money Guide: Mortgages and Loans


Checking the Affordability of Your Guarantor Loan

When you take out a guarantor loan the lender should carry out a series of affordability checks that ensure you should have been offered a loan in the first place. That’s why it’s important to choose a responsible lender. There are a series of checks and laws in place to make sure lenders lend responsibly which include making sure you can afford the loan in the first place and... ❯❯❯

Best Car Loans in Adelaide - Importance of Car Loans Comparison

There has been a dilemma among drivers in Australia for many years as to whether it is better (more cost-effective) to buy a new or used vehicle. The fact is that for the price of, for example, 20 thousand dollars, you can buy a new car, but also a relatively young used four-wheeler in pretty good condition. Find out at this link when one of these two options pays off more. If your choice is a... ❯❯❯

3 Smart Ways To Use Your Personal Loan

A personal loan is a type of installment loan available through banks, credit unions, and online lenders. Unlike other types of loans, you can get a personal loan for just about anything, and most of it doesn't require collateral to secure the loan. Most personal loans have low-interest rates that make borrowing very affordable. People use a personal loan to pay off medical bills, afford... ❯❯❯

3 Emergency Loan Options for People with Bad Credit

Image Source The global pandemic that we are facing right now has caused a lot of concern not just for our health but our livelihoods. The closing of non-essential businesses increases the unemployment rate or force some businesses to a virtual lockdown. Not everyone is financially ready. You might have savings for this unpredicted event but it may run out before the pandemic ends. You might... ❯❯❯

Can I use Installment Loans for Business Purposes?

Installment loans online are types of loans that are repaid in equal amounts over a specified period. Usually, it involves a minimum of two payments. The debt can be repaid in as little as a few months and as long as 30 years. General Requirements for Installment Loans. You do not need to have regular jobs or a large firm to qualify for installment loans. Most lenders only request business... ❯❯❯

Tips for Managing an Unexpected Expense

From a car breaking down to a sudden health emergency, unexpected expenses can crop up at any time. When it happens, you'll need to know how to handle it without breaking the bank.  Fortunately, there are a few things you can do: Consider Loans and Credit If you have a steady enough income, then you should consider the benefits of loans and credit. Using loans with installment payments or... ❯❯❯

Bad Credit Leasing

If you have a history of missed credit card payments, unpaid loans, mortgage debts, and even outstanding balances on other loans, then driving a brand new car of your dreams would be already be beyond your reach. For one, you would not be able to apply for a car loan anymore because of your bad credit history. And if you do get lucky enough to get approved for a car loan, without a doubt, you... ❯❯❯

Personal Loan Types: Which One to Pick?

If you are planning to take out a loan for your unmet financial needs, a personal loan can be the best deal for you. With this loan, you can finance various expenses including emergencies, debt consolidation, and purchase of a big property. Personal loans are one of the best options because their rates are relatively low. Before taking out a personal loan, it is essential to understand your... ❯❯❯

What are the features and benefits of a dentist home loan?

Doctors, medical practitioners, and dentists are ordinary people like us, who have similar expectations from life! Other than their never-ending job requirements that they cater, they also need to address their personal requirements in life. For instance, the moment their training period gets over, most physicians and dentists want to purchase a residence. And to be able to make this dream come... ❯❯❯

Guarantor Loans FAQs

Are you looking into getting a guarantor loan? Or maybe you’ve been asked to be a guarantor? Before you do anything, read this post! We’ve got FAQs on guarantor loans, to answer all your burning questions. Guarantor loans are a great way for people with bad credit to borrow money. The problem is, deciding to get one is never easy. You may be on the fence and have so many questions... ❯❯❯