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Money Guide (Page 25)

Top 5 Last Minute Tips for Maximizing Your Tax Deductions

For those businesses that filed an extension to file taxes, you have about another week left to file. For some this could be no big deal – you already have all your receipts laid out, expenses quantified and your accountant is ready to go. However, for some businesses, it is time to really start cracking the whip. If you are stressing out about not getting everything in on time, never fear,... ❯❯❯

Yet More Payday Loan and Cons

Yet More Payday Loan Pros and Cons ! There are several reasons both to get a payday loan online from and reason not to get one in this economy. They are somewhat of a necessary evil. You need to consider the reason for both sides before you get a payday loan. They can be much needed boons but if not careful it can end you up in a worst situation than what made you need one in the first place. It... ❯❯❯

FAQs: The Truth About Cancelling Credit Cards and Business Banking

The average American that carries credit cards has eight credit cards in his or her wallet.  It is natural to think about cancelling some of the cards that you do not typically use.  Plus, many people are concerned about what might happen if their wallet was lost with over $60,000 of credit in it.  Before you cancel your cards, it is important to know how cancelling cards can impact... ❯❯❯

Top Home Energy Efficiency Tips

Many families across the United States are struggling to make ends meet on a daily basis.  From cutting costs at the grocery store to managing a budget, families are always trying to stretch their money as far as it will go.  Amazingly enough, one of the largest expenses home owners have to worry about is their energy bill.  Although the cost of electricity rates is on the rise,... ❯❯❯

Six ways to Save on Legal Fees

The stress of going through legal proceedings is enough to contend with; let alone the bank breaking bills that often come with it. For many people, their budget simply cannot stretch to hire the best of the best in legal representation but this does not mean they do not deserve justice and so by approaching it the right way, they can in fact still find ways to access the help they need when it... ❯❯❯

The Housing Honeymoon is Over

Mortgage rates are rising – but all is not lost for home buyers. It’s often said that all good things must come to an end, and this certainly seems to be the case with the recent period of record low mortgage rates in New Zealand. With all four major Australian owned banks in NZ having raised their long term mortgage rates recently, prospective home buyers look set to suffer a setback... ❯❯❯

5 Ways to Stretch Your Holiday Shopping Dollars

During the holidays, we all want to be able to surprise our loved ones with the gifts they truly want and need in order to show them how much we appreciate them all year long. While gift giving can be a great feeling, it can also become a large expense. In order to reduce spending but still give thoughtful gifts, consider these 5 tips that can help you to stretch your holiday shopping dollars... ❯❯❯

Are You Overlooking These Tax Write-Offs?

Reducing your taxes is a top priority for most people who want to ensure they pay as little as possible or get back as big of a refund as they can. One way to reduce your tax liability is to look for write-offs so you can get all of the different deductions and credits that you are eligible for.  Unfortunately, some common deductions get missed every year by tax filers.  This is why... ❯❯❯

Non Traditional Saving Methods

With interest rates at historical lows many people are turning away from the traditional high street bank for their savings products. Company bonds, smaller banks and peer-to-peer lending are all becoming favoured alternatives among those looking for inflation beating interest rates. But is your money safe there? We investigate. Perhaps the safest alternative is a savings account with a smaller... ❯❯❯

Student Survivial Guide: How to Avoid Debt

Being a student is not easy and within your first year you soon establish the importance of managing your money. Whilst banks offer out interest free overdrafts and grants are often provided to some, it is important to plan and manage your finances throughout the year. While the student loan just about covers rent and a proportion of living expenses, many students have to seek other foundations... ❯❯❯