Home > Money Guide

Money Guide (Page 26)

Why Public Liability Insurance is Essential for Your Business

Although Public Liability Insurance isn’t a legal requirement, it is vital for most types of business. This is especially true if you work with customers. There are a number of reasons why you should make sure that your business has customer liability insurance, here’s why it’s essential. What is Public Liability Insurance? Public Liability Insurance is a type of insurance... ❯❯❯

The Bank Of Mum And Dad – Can You Cut Down Opening Hours?

When your child goes off to university it can be a worrying time. Not only is there the detachment of your young one flying the nest, but there is also the fear of how well you have prepared them for the outside world. If you want to encourage your children to learn to stand on their own two feet and take responsibility where money is concerned, try to educate rather than continually bailing them... ❯❯❯

Instant Riches: Stop Wasting Your Money on These Five Things

Wasting money. It's become almost a national pastime. It seems like people are actually inventing new ways to waste money every day. For example, some people refuse to eat leftovers, kick up the heat during the wintertime so they can walk around the house in a t-shirt and underwear, and leave leave the lights on in several rooms while they're at work. With new technologies in online video,... ❯❯❯

Top 5 Last Minute Tips for Maximizing Your Tax Deductions

For those businesses that filed an extension to file taxes, you have about another week left to file. For some this could be no big deal – you already have all your receipts laid out, expenses quantified and your accountant is ready to go. However, for some businesses, it is time to really start cracking the whip. If you are stressing out about not getting everything in on time, never fear,... ❯❯❯

Yet More Payday Loan and Cons

Yet More Payday Loan Pros and Cons ! There are several reasons both to get a payday loan online from and reason not to get one in this economy. They are somewhat of a necessary evil. You need to consider the reason for both sides before you get a payday loan. They can be much needed boons but if not careful it can end you up in a worst situation than what made you need one in the first place. It... ❯❯❯

FAQs: The Truth About Cancelling Credit Cards and Business Banking

The average American that carries credit cards has eight credit cards in his or her wallet.  It is natural to think about cancelling some of the cards that you do not typically use.  Plus, many people are concerned about what might happen if their wallet was lost with over $60,000 of credit in it.  Before you cancel your cards, it is important to know how cancelling cards can impact... ❯❯❯

Top Home Energy Efficiency Tips

Many families across the United States are struggling to make ends meet on a daily basis.  From cutting costs at the grocery store to managing a budget, families are always trying to stretch their money as far as it will go.  Amazingly enough, one of the largest expenses home owners have to worry about is their energy bill.  Although the cost of electricity rates is on the rise,... ❯❯❯

Six ways to Save on Legal Fees

The stress of going through legal proceedings is enough to contend with; let alone the bank breaking bills that often come with it. For many people, their budget simply cannot stretch to hire the best of the best in legal representation but this does not mean they do not deserve justice and so by approaching it the right way, they can in fact still find ways to access the help they need when it... ❯❯❯

The Housing Honeymoon is Over

Mortgage rates are rising – but all is not lost for home buyers. It’s often said that all good things must come to an end, and this certainly seems to be the case with the recent period of record low mortgage rates in New Zealand. With all four major Australian owned banks in NZ having raised their long term mortgage rates recently, prospective home buyers look set to suffer a setback... ❯❯❯

5 Ways to Stretch Your Holiday Shopping Dollars

During the holidays, we all want to be able to surprise our loved ones with the gifts they truly want and need in order to show them how much we appreciate them all year long. While gift giving can be a great feeling, it can also become a large expense. In order to reduce spending but still give thoughtful gifts, consider these 5 tips that can help you to stretch your holiday shopping dollars... ❯❯❯