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Money Guide (Page 31)

Hospital Stays and Savings: Surprising (and Billable) Services

Medical expenses are among the leading causes of debt in the U.S. Outrageous fees and miscellaneous charges threaten the safety of the underinsured and uninsured. While you cannot avoid medical expenses entirely, there are a few ways to cut back and save yourself some heartache. Keep an eye out for the hidden costs below, and follow the tips to avoid them. Maintaining your health should never hurt... ❯❯❯

Overcoming Mental Stresses of Stock Trading

Stock trading is very much a mental game.  First-time traders need the confidence to make a decision.  Traders have to deal with the consequences if a decision does not work out.  They need to re-evaluate their strategy to get back on top. Mental Pressures Stress can affect the performance of a trader and the ability to make decisions.  The bottom line may be impacted if a... ❯❯❯

Timing the Real Estate Market: Should You Sell Your Home?

You only have to watch the news on TV to hear about how high home values are today. In many areas of the country, home prices are at record highs, and this leaves many homeowners wondering if now is the right time to sell their home. Many of these news stories talk about the real estate market reaching its peak, and they feature economists projecting real estate values to decline. By selling your... ❯❯❯

How to Ask Your Boss for a Raise

You work hard, and you’re good at what you do. But you feel like you’re not quite earning what you ought to. The effort, time, and attention you put into your job are not being reflected in your salary, and something needs to change. In other words, it’s about time for a raise––but, of course, because your boss is not forthcoming with it, you are going to have to be... ❯❯❯

How to get Cheap Health Insurance Quotes

No doubt a good insurance policy takes a lot of money out of your pocket. But if you take some precautions, you can find health insurance at reasonable price. In this post, I will provide some useful tips on how to get cheap health insurance quotes. Do not take the prescription benefit One of the easiest methods to get cheap health insurance is to exclude the prescription benefit. This means that... ❯❯❯

Are Prepaid Cards Expensive And Dangerous?

Prepaid cards have taken the finance world by storm. While, in the USA, some TV stars have begun issuing prepaid cards under their own name, the UK has seen a rapid rise of prepaid card use in relation to credit cards. The reason for this development isn't hard to understand: Simply put, customers with a bad credit rating are increasingly finding it impossible to get a regular credit card. Since a... ❯❯❯

How to Make a Smart Grocery Budget

Whether you're frugal or simply want to know where your money goes, having a grocery budget is essential. While feeding your family is essential, it can be done on a budget to help you keep expenses down in order to grow your savings. Most people don't know how to create a grocery budget. Instead, they simply go to the grocery store, throw a bunch of stuff in their cart and pay whatever the total... ❯❯❯

Advice for New Stock Market Investors

While some novice investors spend long hours pouring over individual stocks to find the best opportunity, many financial advisors suggest that starting a portfolio with individual stocks is a rookie mistake. If your portfolio is not established, you run the risk of losing everything if your single stock fails. Instead, it is suggested that new investors select low-cost mutual funds. Mutual funds... ❯❯❯

10 Things Your Bank Won't Tell You

Dealing with your bank can be a frustrating experience. Unfortunately, you need someplace to stash your money. You also will have a hard time getting a loan without a bank to facilitate one. When dealing with your bank, here are 10 things that they will not tell you. Some of these items may surprise you. 1. Customer Service Isn't A PriorityMost banks have cut back on customer service staff since... ❯❯❯

10 Ways to Save Money on Monthly Bills

1. Auto Insurance If you drive less than 2 hours per day, most insurance companies will give you a discount on your policy premium. If you have someone in your family that occasionally is allowed to drive your car, you do not have to add them, by name, to your policy either. 2. Auto Insurance - Pt 2 Ask your insurance company if your policy has "permissive use coverage" as part of the policy.... ❯❯❯