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Money Guide (Page 28)

Why Your Credit Card Insurance is Never Enough When Travelling Abroad

While travelling abroad it is vital that you are sufficiently covered for those unexpected holiday accident claims that sometimes raise their ugly heads due to no fault of your own. For most families and individuals, their annual holiday can be the highlight of their year, be it in the sun or snow or one of the world’s beautiful cities. In most cases, these will go off splendidly.... ❯❯❯

Increase Your Revenue by Selling Gold at the Right Price

A businessman who makes a living selling gold could earn hundreds of thousands of dollars a year but only if he or she knows how to sell gold at the right price. However, it is an extremely difficult process to be able to determine the correct price of gold at any given time. For many decades, people who are in the commodities market complain of the difficulty of accurately predicting the... ❯❯❯

Why You Shouldn’t Ditch Your Debt Management Plan

Dealing with debt is never easy. At first, when you set up a debt management plan, you’ll be spurred on by a sense of excitement and relief: you’re taking action, and you can see a light at the end of the tunnel! Over time, the reality of living on a budget may kick in and make you feel miserable. Your circumstances may change, and you might find yourself more strapped for cash. In... ❯❯❯

10 Surprising Things That Can Hurt Your Credit Rating

Closing old credit cards Closing old, unused credit cards can shorten your credit history, which in turn harms your credit score. Should you have an old credit card that you've consistently kept in balance, do not be tempted to close it. The longer your credit history, the better. Applying for too many credit cards at once Banks will often inquire about your credit history before... ❯❯❯

A competitive quote may be easier than you think

There is no doubt that it is more difficult to borrow money than it was before the financial crisis caused by the Collateralised Debt Obligation (CDO) chaos a few years ago. However the good news is the growth of online companies happy to look at each application on its merits to replace the banks that some would claim have pulled up the drawbridge. Banks for shareholders It is easy to be too... ❯❯❯

Buying a Used Car? Proceed with Caution

Many people feel that buying a used car is a wise investment. Although they might miss that new car smell, they find that they can often get better value for money than buying basically the same car brand-new from a dealer. Statistics show that they are basically correct. Most brand-new cars lose anywhere from 15 to 30% of their value within the first few months. Therefore, if one can get a... ❯❯❯

Expert Information for People Wanting to Become Sole Traders

If you want to start up your own business, then becoming a sole trader is the easiest way to go about it. For one, you won’t have to pay any registration fees, and it’s a lot easier to keep a tight rein on your finances. The best thing about being a sole trader is that you are your own boss, and that means working when you want, and for as long as you want – you’re the... ❯❯❯

Watch out for Hidden Credit Card Charges

Credit cards may seem like a great way to spend money on the things you want, however many hide charges that could lead to you spending more than you bargained for. Find out how to avoid them and be more savvy with your plastic. Cash withdrawals. The majority of credit card providers charge a fee every time you use your card to withdraw cash. Interest will also be applied to the amount withdrawn... ❯❯❯

Managing Your Finances With Debit and Credit Cards

It is hard to imagine or, for the older generation, to remember life without carrying plastic cards wherever we go. Credit cards have been available for many years. Debit cards were introduced some time later, but when most current accounts still attracted interest for staying in the black. At the time, many credit card users couldn’t think of a reason for using debit cards, since they would... ❯❯❯

The UAE — The Time is (Economically) Right

For US expats planning to move to the UAE, it’s a great time to do so.  The financial perks and high standard of living, combined with the recovery of an economy which is growing stronger, make the UAE a promising destination to start a new life. As mentioned, there are financial benefits available to expats. The most notable —and probably the most attractive — is that... ❯❯❯