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Money Guide (Page 15)


5 Reasons You Should Consider Investing in Land Instead of Real Estate Property

Many investors overlook the idea of investing in vacant land, and spend their time searching for real estate property to invest in, instead. Land, however, is a very smart investment because it doesn’t require much maintenance (there’s nothing to replace, renovate or repair) and there are little to no expenses (no strata fees, taxes, utilities or plumbing costs.) Since you won’t... ❯❯❯

Smart Money Moves to Make Before Starting Your Business

If you dream of being your own boss, setting your own schedule, and watching something you created skyrocket from the ground up, then being an entrepreneur is a great idea. However, you can’t just start a business without first giving it some true thought and understanding the moves you need to make for it to happen. After all, starting a business is an investment, and if you don’t... ❯❯❯

Why Physical Security is Just as Important as Online Security for Companies

With the ever-looming threat of cybercrime, businesses tend to focus the majority of their resources in the development of online security, encrypting essential data, and various anti-cybercrime techniques.  Cybersecurity should be a priority for any business. But it is ineffective if someone comes into your establishment and gets their hands on your server, amongst other things that could... ❯❯❯

Add These 5 Things to Your Car To Save on Insurance

Saving on car insurance isn’t always about finding the best car insurance premium or the deductible that makes the most sense for you. When purchasing car insurance, you want to consider what you can do to the vehicle you drive so that you can come to your insurance provider with a safe and reliable vehicle. This puts you in a great position to receive lower premiums, and make your car... ❯❯❯

Avoiding The Bad Credit Pitfalls

Bad credit can wreck your financial prospects. Actions you take years before your desired house, car or other purchase can come back to haunt you, given the long memories of lenders and credit companies. If you’re not clued up on your credit report, that’s fine. Many people aren’t, and they can seem complicated. Clearing your old debt is the first step to repairing... ❯❯❯

What does unoccupied property insurance cover?

Your home insurance, whether owner-occupier or landlord, will typically specify a maximum number of consecutive days your property can remain unoccupied before your insurance is at risk. That period might vary but it’s typically in the range of 30-45 consecutive days. Once that passes, if you wish your cover to continue without issue, you’ll typically need unoccupied property... ❯❯❯

Comparing funeral plans

Before buying most goods and services you are likely to make comparisons. By comparing what’s on offer, you may decide whether certain choices match your particular needs and requirements, and you may judge the value for money obtained by comparing prices. Comparing funeral plans involves a similar process, but may be even more important because of the wide variety of plans available. So,... ❯❯❯

3 Signs You Are Ready to Start a Business

Are you thinking about starting your own business—but are wondering if you are ready to take the plunge? Starting a business of any type, whether it be in a field like real estate or the food industry, can be thrilling. At first, it seems like the possibilities are endless as you begin to solidify your ideas and your business plan. And while there is a range of low-key, innovative... ❯❯❯

Referrals and Reviews Help when Choosing a Quality Surveyor

  Is it your first time asking for a survey service? You need not worry since there are a lot of professionals who can do the job. The only problem is that due to the number of people you can hire, choosing the best person could be a bit tricky. The key is to ask for referrals or read online reviews. People who have used a property valuation service before give the best possible... ❯❯❯

10 Basic Tips to Obtain a Mortgage and Buy Your New Home in Colchester

In a minimum of up to two weeks, preapproval can be obtained according to the type of bank, but the total process of finalising a mortgage can take almost a month. The process, according to the real estate experts shouldn’t take longer than 40 days. When deciding to apply for a mortgage from a bank, mortgage experts advise considering several aspects, such as: Enter the mortgage... ❯❯❯